This time last year I was living alone, working two jobs and struggling to pay my rent, bills, save up for a car, and pay for college.

我刚才是不是写我准备去澳洲拍摄宣传录像啊？看吧，我的生活充满惊奇。去年这个时候我还是独自一人，打两份工，入不敷出，交房租、还银行钱，攒钱买车，交学费。

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Some are what you would expect: People struggling to pay rent and buy groceries.

FORBES: Busted

"We've seen really significant increases in people coming to us with rent arrears and obviously that's given us big cause for concern as the welfare reform changes are starting to impact more people are going to see themselves struggling to pay their rent in the future, " she said.

BBC: Rent arrears 'threaten housing associations' viability'

The scheme allows not-for-profit housing associations to buy homes from people struggling to pay their mortgage and then allows them to continue living there by paying "affordable rent".

BBC: Mortgage plan helps six families