Based on above researches, this paper argues that principle of indemnity is the foremost principle of Marine insurance law.

通过以上研究，本文认为，损失补偿原则是海上保险合同的首要原则。

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Under wantage insurance, when the loss is caused by a third party, the insurer gains the indemnity-recovering right of subrogation therefrom, provided that the insurer executed its duty of indemnity.

不足额保险下，当保险标的由于第三者责任造成保险损失后，保险人在履行赔偿义务的前提下，取得对第三者的代位追偿权。

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The results also imply that encouraging farmers' participation in crop insurance under the current "low-premium, low indemnity" terms may not bring significant impacts on the environment.

此外，本研究也表明了在我国现行“低保费、低理赔”的农作物保险制度下，鼓励农户参保并不会给环境带来显著的负面影响。

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