破产的个人或公司不能支付他们未偿还的债务。
Insolvent an individual or company unable to repay their outstanding debts.
第二步：在中国新年来临前，打扫你的屋子，并结清任何朋友之间未偿还的债务。
Step two: Before the Chinese New Year arrives, clean your house, and settle any outstanding debts with friends.
与10月份相比，11月的破产数量又下降了15%，而未偿还的债务则下降了32%。
Bankruptcies declined a further 15% in November compared with October, while overdue debts fell a solid 32%.
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