It's never a good idea to blindly accept a piece of advice, even if it comes from the mouth of a financial planner.

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Another piece of good advice, get a password manager.

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The answer to the first question is usually YES. Give yourself a little piece of mind during this critical transition phase and pay for some good advice.

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The second piece of advice has to do with password composition, the idea that a good password is longer, contains letters and numbers, and has special characters.

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