One problem (there are many, many others) is that all kinds of complicated rules shave off so much of the return in those good stock-market year that the protection in bad years comes at a very stiff price.

FORBES: Thinking Of Buying An Indexed Annuity? Read This First

For computer users who need access to a lot of content, and many Macbook Pro users are film editors, graphic artists and other creative professionals who often need access to significant stored content, a good amount of local storage with higher performance at a lower price than apure SSD computer could be very attractive.

FORBES: Will A Fusion Drive Approach Become Widespread in Computers?