The very rich can afford to build shelters for both short- and long-term stays.

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New arrivals are having to wait more than a month to receive housing materials, and are having to build makeshift shelters from sticks and scraps of cloth.

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Several of the families sailed to Hudson Bay, in north east Canada, where they were forced to build their own shelters to protect themselves against severe winter conditions.

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The villagers have what they need to build safe and warm shelters for the winter.

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By making it easy to cut wood or other material, the saw allowed humans to build everything from simple shelters to vast skyscrapers, and to harvest forests.

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In this year of the storm, the winners will build windmills and the losers will raise shelters.

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The foundation also helps build affordable housing and supports services for the homeless like shelters and food banks.

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Canada-based Weatherhaven, which supplies portable shelters, digitally explores and validates its custom designs without having to build physical prototypes.

FORBES: Written by Robert ��Buzz�� Kross