So if you hear tales that are way too good to be true, at least investigate them before you call in and pay large up-front fees.

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Cook confirmed on the recent earnings call that they know they have to play in the pre-pay market to drive the kinds of volumes they want.

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You may think you have the worst job in America but are you always on call and facing a deadline, working in a high-stress environment, all for very little pay?

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Some of the biggest call-back operators have no operating licence, are not registered for business in Germany and decline to pay taxes on what they sell.

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