Buying up commercial paper straight from issuers basically puts the Fed in the commercial lending business.
Enter Commercial Lending X, which has literally reinvented processes by which lending functions are performed.
Commercial lending directors are responsible for the development, administration and oversight of commercial lending policies.
For the sixth consecutive year, commercial lending directors take the top spot, with the highest average paychecks.
For the eighth consecutive year, commercial lending directors take the top spot, with the highest average paychecks.
Rising interest rates don't bode well for commercial lending, but the GE suit insists it isn't a worry.
Unlike many of its peers, it stuck to commercial lending and didn't get tangled up in the subprime mess.
Competition for commercial lending, they note, has been fierce not just among banks but also from the capital markets.
Branch officers are given commercial lending authority, something many community banks don't allow.
Meanwhile commercial lending in Asia and Latin America has recovered smartly as businesses there have got their wind back.
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"Commitments are hogwash now, " says Todd Warren, vice president of commercial lending at K Bank, a community lender in Baltimore.
Crucially, until property rights and contracts are properly enforced, straightforward commercial lending will remain all but impossible, even to fragrant borrowers.
Next would come greater cross-border commercial lending, including loans in Chinese currency.
The commercial lending institutions either cannot or will not fill this void.
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Likewise, interest rates have continued to stay low, commercial lending has increased, and inflation has remained manageable for the past few decades.
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If you were solicited by Kaup to invest in Lunden Investments, you were likely told that your funds would be used for commercial lending.
Several commentators have pointed out that this could put the brake on commercial lending, and this in turn might hit the big football clubs.
Against that challenging backdrop, it is striking that Mr Horta-Osorio says Lloyds has boosted net commercial lending - that's after repayments - by 2%.
The attractive margins on commercial lending (a gaping three-point spread between the prime rate and the Federal Reserve discount rate) don't alter this gloomy picture.
This has resulted in an over-emphasis on home loans (where there is some collateral), rather than business or commercial lending, where there may be none.
Wachovia (nyse: WB - news - people ), among other southeast banks, reported increased scrutiny of loan applications and higher collateral requirements on commercial lending.
Perhaps that will not worry WaMu too much, because WaMu wants to reduce exposure to the mortgage market and commercial lending, to concentrate instead on its consumer-banking business.
"A lot of small-business people really rely on equity in their homes to help their small-business credit, " says Eric Seifert, senior vice president of commercial lending at Muskegon, Mich.
On the financial and housing front loan growth was generally reported to be restrained across the country, with residential real estate lending and consumer lending showing more weakness than commercial lending.
Bank of America is in its strongest capital position ever (thanks in part to timely assistance from the U.S. Treasury and the Fed's interest-lowering activities), but customers in its commercial lending division aren't biting.
Banks have begun increasing commercial lending.
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Commercial Lending X has not only relieved banks of much of the loan underwriting and processing (cost-center) burden, they have also found creative ways to increase bank revenues by brokering denied loans to generate referral fees from other lending institutions, by finding participants to help larger loan transactions get done and by bringing banks new customers.
The Company's products and services include residential lending, commercial real estate lending, personal lending, private business banking, deposit services, trust services, brokerage services and investment management services.
During the last quarter, NAB took over Clydesdale's commercial real estate portfolio as it seeks an exit from commercial property lending.
They included the loss of 1, 400 jobs, an exit from commercial property lending and a scaling down of its business operations, mainly in England.
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