The lawsuit named Community Bank of Northern Virginia and Guarantee National Bank of Tallahassee, which were involved in originating the loans, as well as PNC Financial and GMAC (now Ally Financial), who were accused of buying the loans with knowledge they had illegally high fees rolled into them.

FORBES: Class-Action Foodfight Goes Back To Judge For 2nd Try

As much as Wall Street does its best to take advantage of the public, banking, whether with a national bank, community bank, or credit union, is still better than the alternative: storefront check cashing and payday loans.

FORBES: Banks Raise Interest Rates, Savers Give Up Hope

The other publicly traded banks were Independent National Bank ( IBFL), Los Padres Bank ( HWFG), Butte Community Bank ( CVLL) and Pacific State Banks ( PSBC).

FORBES: Cleaning Up From Recent Bank Failures

And speaking at a meeting of the National Community Reinvestment Coalition, Federal Reserve Chairman Ben Bernanke highlighted the central bank's efforts to halt foreclosures.

FORBES: Key Forecaster Says U.S. In Recession

First National Bank of Keystone, once a pillar of its West Virginia mining community, was hailed throughout the 1990s as one of the best-performing banks in the nation.

FORBES: Is Your Bank At Risk Of Failure?