This requires HR executives to understand business strategy and how it relates to organizational capabilities and core competencies and how those connect to pivotal talent and organization design decisions.

FORBES: Corporate Strategy: How HR Can Become a Player

While the ever improving processing power and always-on broadband connectivity of the smartphone are the core assets, it has been interesting to see such widespread capabilities as the camera, GPS, and even audio jack used as hooks for new FinTech solutions.

FORBES: Why The Financial Technology Revolution Is Only Just Getting Started