It takes a 6.3% cut - 5% from the donation plus a share of the Gift Aid and credit card fees.
Stuffing it with yet more credit is unlikely to aid its recovery.
It is instructive that no one can provide a comprehensive or accurate accounting of how much aid has been committed or delivered to the former Soviet Union and what became of the aid and credit flows that did arrive.
That choice is an option thanks to credit cards and the often generous financial aid packages offered.
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And every politician from Cape May to Connecticut will take credit for obtaining those billions in federal aid.
In particular, a financial aid package for Poland should avoid transferring credit risk from private commercial banks to Western governments and taxpayers as a way of covering and thereby encouraging loans from private credit markets.
Part of that money can come from the American aid increase, of which three-quarters is in the form of credit to buy American-made weapons.
To its credit, the United States has laws (the Child Soldier Prevention Act) that prevent military aid to countries and groups that employ child soldiers.
Northern Rock came close to collapse at the start of the credit crisis in 2007 after savers staged a run on the bank after it had sought financial aid from the government.
This means boomers acting like tough coaches, not fairy godparents with an indefatigable ability to solve problems and limitless credit cards: 59% of people 18 to 39 who are not students receive some financial aid from parents.
When the crisis first struck, the commission's competition regulators relaxed their rules on state aid to allow the bail-out of banks and to help firms that suddenly faced a dearth of credit.
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