However, beginning in 2014, businesses with 50 or more full-time employees (or full-time equivalents) that do not offer affordable health insurance that provides a minimum level of coverage to substantially all of their full-time employees (and their dependents) may be subject to an employer shared responsibility payment if at least one of their full-time employees receives a premium tax credit to purchase coverage in an insurance Marketplace.
If the scheme followed the French model, it would top up credit-insurance limits, slashed by insurers for many firms since October, for a premium of 1.5%.
Interestingly, the insurance industry found this news to be good enough to claim a little credit for itself, suggesting that the lowered premium increase requests are the result of their improved efficiencies.