My return expectations are lower since I do not need to take the risk.

FORBES: Investors Give Equities More Respect

Traders who wait for the formation to be confirmed often have trouble managing their risk and therefore do not take the trade.

FORBES: Using Options to Trade Double Tops

Those who wish to take the risk should do it with eyes wide open, not by accident, neglect or inertia.

CNN: What happens to your money during Eurogeddon?

Overhauling capital requirements and eliminating Level-3 risk might in some way minimise systemic risk and damage, but it will not eliminate the ongoing material risk associated with the continuing fraud schemes that today's risk managers, boards and banks do not seem to take all that seriously.

ECONOMIST: Letters