These bargains became apparent only when factoring in high business growth over the long-term.

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They each had various careers in finance, real estate and technology, but they always kept an eye on the underserved small-business factoring market.

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Factoring is an ancient business, and still a healthy one.

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Transportation, construction, energy, for example different vertical niches have vastly different business processes that require high understanding and precision in order for the working partnership between business and factoring partner to succeed.

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The Pepperdine study shows 5% of business owners believe factoring is the best way to raise capital.

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Nonetheless, the market is growing and companies are taking it seriously, factoring carbon prices into their business decisions.

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Importantly, this factoring capability can be correlated with business and financial goals and their associated risks, so CIOs can have a dialogue with CFOs, to whom they increasingly report in many organizations, says Fida.

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Edward Altman, a professor at New York University's Stern School of Business, forecasts defaults to rise to 5% to 6% in 2007, not factoring in the fates of General Motors (nyse: GM - news - people ) or Ford Motor (nyse: F - news - people ).

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