Yes, there are a couple of chase scenes, but Scott rarely shifts into high gear.

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So the IRS shifts into enforcement gear and claims for the credit, including legitimate ones, are held up.

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"Today our fight back to smartphone leadership shifts into high gear, " said Niklas Savander, Executive Vice President, Markets, Nokia.

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The good news is, you can take the cautionary tales of the stock game, the mortgage game and the real estate game and figure out how you want to be positioned when the inevitable boom-bust-hatred cycle shifts into high gear.

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As in auto mode, in the manual setting you can adjust the quickness of shifts, from slow and smooth to so fast no human being could emulate the blinding-blur gear changes.

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