While Carmen's high scores get her a dream job, a starship pilot, Rico is gutting it out in infantry boot camp and then in the trenches on desolate planets.

CNN: 'Starship Troopers,' 'Boogie Nights' on home video

The interest rates on these unsecured loans tend to be high, so borrowers with good credit scores could get better rates on most mainstream credit cards.

NEWSWEEK: Business