What this does is free up money to get your financial house in order and start enjoying the life you envision for yourself in retirement.

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What typically occurs in one of these seminars is that the presenter whips up fear about gold-diggers filing frivolous lawsuits attempting to get at your hard-earned money.

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How do you get your arms around millions of devices, billions of apps, and trillions of things to end up making money and solving some of the challenges of big data and mobility?

FORBES: The Massive M2M Business Opportunity (Part 1)

You'll also need to pony up for lenses that were actually built for a full-frame sensor to really get your money's worth, though our hats off to Nikon for letting you use any old lens you please.

ENGADGET: Nikon D700 review roundup

With many prepaid debit cards, it would be easy for someone who found it to use up your remaining balance without getting caught, and you may be less likely to get your money back than you would be with a traditional credit or debit card that was reported as lost or stolen.

FORBES: 8 Ways To Avoid Getting Burned By Prepaid Debit Cards

"Elected officials, who pass planning applications are on the front line, because you could get an anonymous letter, or have your car blown up or your house, or you could get a bullet in the head because of this appetite for money - at any price, " says Bucchini.

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