You know, the HMOs say: Well, this all sounds very good, but we can't afford it, and if you -- and they always try to make you think only of yourself, your healthy self -- if you, your healthy self...

CNN: Transcript: Clinton speaks on patients' bill of rights

The lesson, if you are going to try anyway, is not only to keep logs, but to be specific about what you are doing.

FORBES: Real Estate Professional Status - Becoming More Important - Very Hard To Prove

"If you're poor and try to be conservative, then you can only conserve your poverty, " says Barbhaiya.

FORBES: By the Numbers

But if you try and succeed you cannot only regain meaningful employment, but you can also help restart the great American jobs engine.

FORBES: Out-of-Work Execs: Start a Company, Create Jobs, Lead a Comeback

Market timing is for the birds, so while you constantly try to call the twists and turns, you only ever change your position if something obvious and awful appears on the horizon such as the credit crunch.

FORBES: Sit Tight, A Rally Could Be On The Way

If you spot one large enough to take (adults only, and no females with egg sacs attached), you try to spear it with a single thrust before it senses your presence and skitters away.

BBC: Lobster diving in the Abacos

When you feel the world is closing in on you try to find some time alone - even if it is only to have a bath - and learn to say no to the demands of relatives.

BBC: Surviving the big day

Do not try to keep moving if the wheels spin - it will only dig you in deeper.

BBC: How to drive in snow and icy weather

Whatever the first rule of cool, the first rule of funny is that if you try to dissect why a joke is funny in a solicitor's office, not only does funny move on, it doesn't leave a forwarding address and gets a restraining order taken out preventing you from ever contacting it again.

BBC: At last. A judge rules on what is - and will remain - cool

But if only minutes a day could make an actual difference in toning and shaping these zones, would you give it a try?

FORBES: Magazine Article