It also plans to unshackle health-care costs from labor costs by freezing the amount employers pay into the system and shifting from income-based contributions toward a flat-rate health insurance premium.

WSJ: Germany Strains to Fund Health Care for All

Over the past 10 years, China has led the world in insurance premium growth with a compound annual growth rate of 26.5 percent.

FORBES: Life Insurance In China

Health insurers started sending out notices in January informing insurance brokers and agents that the companies will no longer guarantee that premium rate.

FORBES: The Most Ominous Sign Yet Health Insurance Premiums Will Explode

Mr. BRIAN MONTGOMERY (Federal Housing Commissioner, U.S. Department of Housing and Urban Development): And that's the main difference between FHA and the subprime, is we price for the risk with an insurance premium, whereas in most of the subprime world, they price the risk in the interest rate.

NPR: Time for Renovation at the FHA?