In addition to comprising a large allocation of both the Tactical ETF Portfolio and the Sizemore Investment Letter Portfolio, we created a new model to focus specifically on dividends and dividend growth: the Covestor Sizemore Capital Dividend Growth Model .

FORBES: Investment Outlook for 2013

The investment above is included in a model portfolio of the Buyback Letter.

FORBES: Home Depot Stocks Up On Its Own Shares

"It's just kind of a dying business model, " said Jeffrey Klingelhofer, a portfolio manager at Thornburg Investment Management.

WSJ: Bond Investors Strip Malls Off Shopping Lists

Some financial "planners" will consult with you for an hourly fee to create a financial plan and maybe even get you rolling with a targeted investment-asset allocation (a mix of stocks, bonds, cash and other investments) or a model portfolio.

FORBES: Choosing The Right Financial Adviser