Hooper Holmes, of Basking Ridge, New Jersey, conducts physical examinations of applicants for life insurance policies.
First, and most important, life insurance companies now have to comply with new reporting requirements.
When proper estate planning is done, life insurance works hand-in-hand with the legal documents.
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The reason: Life insurance proceeds aren't included in your estate if held by a trust.
Like life insurance, the money would go to their heirs or a designated charity.
Do your relatives even know who is named as beneficiaries of their life insurance policies?
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Orix's life insurance premium revenues rose 150% last year, even as the industry's declined overall.
When Japan's Orix Corp. began selling life insurance over the phone last autumn, rivals groaned.
The best analogy I can think of is the performance of life insurance salesmen.
In the financial sector, Bank of China rose 1.9% and New China Life Insurance rallied 3.3%.
However, it was my absolute certainty that life insurance was essential that motivated him.
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The ILIT will borrow money each year to pay the life insurance premiums for that year.
When sold by insurance agents, charitable plans often involve buying life insurance or variable annuities.
Mr. White bought a Mass Mutual Life Insurance policy through his employer in 1992.
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The programs are usually a combination of disability insurance, life insurance and accident insurance.
Of the Japanese institutions, a particularly noteworthy change is holdings by life insurance companies .
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You may already have employer-sponsored life insurance, although chances are you don't have much.
If it was a life insurance salesman, then your money will end up in life insurance.
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You might have purchased life insurance that is no longer necessary in your planning needs.
If you have young children and a single earner household, life insurance is probably very important.
The life insurance industry came to the rescue with one of its favorite commission products.
Credit life insurance costs more than regular life insurance for the same type of coverage.
Deloitte's "methodology is sound, " says Mike Belko, chief underwriter at USAA Life Insurance Co.
Now, contrast health insurance with the life insurance market, where people also buy their own policies.
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With the bull run in stocks over, life insurance and annuities could suffer, too.
More and more people are applying for life insurance on-line--and most of them need a physical.
Starting in 1925, Golden State sold life insurance to blacks when most others refused.
He has a good point, not just about life insurance, but about financial technology in general.
Say a business owner with 1, 000 employees buys basic term life insurance for everybody.
Insurers have been doing this for centuries in underwriting health, auto, home and life insurance.
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