So, does paying an employee a living wage make a difference when it comes to profits?

FORBES: Walmart Pays Workers Poorly And Sinks While Costco Pays Workers Well And Sails-Proof That You Get What You Pay For

Considering these trends, younger savers living at home could do three things to really make a difference in their long-term outlook and the retirement prospects of their medium-term hosts, good old Mom and Pop.

FORBES: Boomerang Kid? Three Ways to Make It Pay Off

And they graciously allowed me to hold them up to the audience as living proof of how to change careers successfully, to keep working in retirement years, and to make a difference in this world.

FORBES: Must Love Chocolate...and Washing Dishes

Labour councils he insisted could still make a difference by paying people a living wage, protecting services and putting pressure on energy companies to reduce their bills.

BBC: Ed Miliband campaigns using 'old fashioned' soap box