As the table below demonstrates, those who qualify for the low-income subsidy pay very little for their prescription drugs.

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"Twenty-eight percent of low-income subsidy recipients are currently in plans that are free to them, but will not be free to them if they stay in that plan in 2008, " says Kevin Prindiville of the National Senior Citizen's Law Center.

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They prefer to focus on the first stage of his plan, which is more concrete: If elected, Bush says he would immediately push through a four-year program to provide a prescription drug subsidy for low-income seniors and the disabled until the larger reforms are in place.

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The typical program structure ties premium costs for the enrollee to income as a percentage of the poverty level, which, in effect, creates a sliding subsidy scale offering more support to low income individuals.

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The subsidy usually cited here is the one for low-income housing.

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But there would be a government subsidy of up to DM400 a year to tempt low- and middle-income earners.

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Any remaining subsidy programs for housing should be smaller, better focused on low- and moderate-income households, on-budget (lodged in FHA), and transparent.

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Such changes would shift the subsidy to people with low- and moderate-incomes who buy in low- and moderate-income neighborhoods.

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