After burning the stolen account data onto a blank magnetic stripe card, the criminal is then able to use this new PIN at any ATM.

FORBES: Cybercriminals Phone It In

The most common type of counterfeiting is called skimming, where the data on a card's magnetic stripe is electronically copied and used to make an illegal copy of a genuine card.

BBC: Two credit cards

Others loaded that data onto any plastic card with a magnetic stripe an old hotel key card or an expired credit card worked fine as long as it carried the account data and correct access codes.

WSJ: Global network of hackers steal $45m from ATMs

Data is loaded onto any plastic card with a magnetic stripe an old hotel key card or an expired credit card would do as long as it carried the account data and correct access codes.

WSJ: Anatomy of a global bank cyber theft