Various companies are experimenting with technological tools to assist in security, for example, developing a ring that would, when tapped on a laptop or a phone, digitally authenticate the user without needing them to memorize complex passwords.

FORBES: Yet Again Consumers Rank Identity Theft As Top Concern

In the near term, this can mean helping consumers better understand password manager software, which gives users the power to set arbitrarily complex passwords that are website-specific, without forcing users to memorize them all.

FORBES: Yet Again Consumers Rank Identity Theft As Top Concern