He lambastes the government for promising a middle-class lifestyle, including home ownership, to too many people at a far too early stage.

WSJ: Outspoken Real-Estate Executive Makes Few Friends Among Public

The IRS also aggressively claimed that taxpayers who lived an upper-middle-class lifestyle after their tax problems arose would be subject to its draconian dissipated asset theory.

FORBES: New IRS Offer In Compromise Policies

Most people, particularly as they enter their 30s, aspire to a middle-class lifestyle and being able to afford a house constitutes a large part of that.

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"You can still furnish yourself with a very 'middle-class' lifestyle on not a vast budget, " he says.

BBC: Magazine