With a volcano grumbling for two years, people in Montserrat need insurance badly.
The problem in Montserrat, simply put, is that volcanoes can sputter for years.
Yife dropped out of med school after only one year and went to work helping his father run the Montserrat school.
Maarten after a volcanic eruption on Montserrat in 1995, is now considered among the top 3 of 30 medical schools in the Caribbean.
Law enforcers had been sniffing around Sir Allen since the late 1990s, after he lost his banking licence in Montserrat, another Caribbean island.
Kitts, Nevis, Montserrat and Antigua were under a tropical storm watch.
The Montserrat Building Society holds most of the island's home loans.
The Vere Bird government welcomed an as-yet unknighted Mr Stanford to Antigua in the late 1980s after the authorities in the British overseas territory of Montserrat closed his offshore bank.
For Montserrat, a tiny British island in the Caribbean, not even a devastating hurricane and multiple volcanic eruptions have proved enough to win unconditional assistance from its imperial rulers in Whitehall.
Marcus Rowland, who recently retired as CEO of a drilling outfit, for example, relocated from Oklahoma and in 2011 bought a more than 8, 000-square-foot, five-bedroom, five-bathroom Mediterranean spread, complete with an entertainment room and a pool, in Fort Worth's gated community of Montserrat.
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