As a net borrower, the business sector will bear the biggest impact if the Fed gets tight, yet profits are still hitting new records, especially for the smaller, more credit-hungry businesses most sensitive to rates.

FORBES: Malpass to Bernanke: Hike! Hike! Hike!

Prohibiting creditors from refinancing residential mortgages unless the creditor determines the refinancing provides a "net tangible benefit" to the borrower, but makes it difficult to know whether lenders are in compliance.

FORBES: Congress Lags The Markets On Mortgage Mess