This will give you an opportunity to convert money from your regular IRA to a Roth IRA while in a lower-than-normal federal and state income-tax bracket, says Mr. Baldwin.

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Uncertainty was for them the normal state of decision-making affairs.

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Temperatures are expected to be above normal this summer, said John Nielsen-Gammon, the state climatologist.

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But alas, after further reading, I returned to my normal state of cynicism when learning of new deca-million dollar bonuses paid to corporate managers.

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In its unfolded state, a protein's backbone is exposed from its normal hiding-place deep within the folds.

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Taking my normal north-south route along Crescent Heights, I listen to Tame Impala to calm the nerves and enter another mental state.

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In short, a business that is already outside normal anti-trust law (thanks to an ancient ruling that treats each game as a discrete activity within a single state, and thus exempt from the laws of interstate commerce) would become even more like a cartel.

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So the pre-funded scheme he wants to set up to provide second pensions for all alongside the state system, while designed to produce the required revenue through normal investment channels, also has some all-singing, all-dancing features meant to turn it into an instrument for improving the world.

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