Whereas on the retail side, we provide a whole series of portfolios that an investor can start with and further customize as they wish, or create their own and start from scratch with stock screeners or other lists that they may have, to provide a diversified portfolio for their own account.

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After selecting the best plan you have to surf to the Web sites of Humana, Cigna or whichever, and start from scratch.

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Hence, it is expected that the current negotiations will not start from scratch or in void.

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It is not clear whether an eventual buyer would remove a staircase and open up and preserve the existing features, or tear down both houses and start from scratch.

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So, if I finish the game as a Siren, and decide to start from scratch as a Ninja (or as the promised DLC character, the cyborg Mech Romantic), I can take my levels in badass with me, giving me Level 1 character the ability to burn through the initial challenges of the game, or help out higher-level characters in multiplayer.

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And Regier said it was too early to tell whether his start-from-scratch plans will include keeping goalie Ryan Miller and leading scorer Thomas Vanek or trade one or both before their contracts expire at the end of next season.

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