In the U.S., when the housing bubble popped, we all know what the down payment requirement was.

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Residential properties will now face a stiffer down-payment requirement and taxes on resale (such as 15% on the contract price for a quick flip).

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Times Co. executives have said that only about 15% of the paper's online readers are "heavy users, " meaning the vast majority probably won't trigger a payment requirement.

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Some may still be able to obtain an FHA loan with a low down-payment requirement, but those with poor credit will likely have to put a larger amount down.

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The Government Accountability Office has also cast doubt on a proposal--supported by Democrats and the administration--to lower the down payment requirement for FHA-insured loans, given the greater default risk on those loans.

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In addition, a report issued by the Government Accountability Office in July cast doubt on several legislative proposals to reform the agency, especially one that would lower the down payment requirement for FHA insurance.

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After buying the first home, between the equity growing due to making monthly house payments and the value of the house appreciating, buyers could satisfy the down-payment requirement on the new home from the proceeds of the sale of the former house.

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Microsoft are making similar moves with Windows Phone to direct people to register via a Windows ID and set up payment for the Windows Store, and Google has the requirement for a Google account and payment details to fully engage with Android.

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Visa Personal Payments, already offered by financial institutions outside the U.S., became available in the U.S. market last year marking the first time that a major payment network has introduced a global requirement for account issuers to accept incoming funds.

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