We opted for Vanguard Group and asked that its Personal Financial Planning Services program review our test family's finances.

FORBES: What's the Plan?

D. coordinator at the department of personal financial planning at Texas Tech University, and Wade Pfau, a professor of retirement income at the American College.

FORBES: Texas Tech University

He currently serves as a Director of the Washington, DC Estate Planning Council, as Vice-Chair of the Fiduciary Income Tax Committee of the American Bar Association Section of Taxation, and as Co-Chair of the Personal Financial Planning Club of the University Club of Washington DC.

FORBES: FATCA: Giving More Tools to the IRS