But if they do delay, they would not be covered for any pre-existing condition for two years.

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The third calls for a pre-commencement impact assessment for the bill, and, if passed would probably mean a long delay before it could come into effect.

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Some ways to do that are to max out pre-tax deductions in your 401(k), defer current income with deferred compensation, and delay your bonus (if your employer allows this) to 2014 instead of taking it in the current year.

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While Microsoft opened up its online store earlier this week to pre-orders for its upcoming new Surface tablet, customers are now looking a three week (or more) shipping delay.

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The Hobbit, now in pre-production in New Zealand under director Peter Jackson, is also dealing with a labor dispute that threatens to further delay production on the picture which is slated for release in December 2012.

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