Knowing your desired rate of return is simple enough, but whether you can reasonably achieve that rate of return or tolerate the necessary risk is another story.

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Policymakers have no way of knowing what an economy's maximum growth rate or minimum unemployment rate are.

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Once again, we have no way of knowing how far in advance you requested the rate, or if it was even the convention hotel.

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Imagine going to a supermarket where none of the prices was posted or checking into a hotel without knowing the room rate.

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Meanwhile, foreign banks operating in Cyprus will probably head for the hills, knowing that an economy already in recession will probably now contract at a rate of knots - causing penury to many.

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Knowing the sheer number of requests that they get, it makes sense that their rejection rate is so high.

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