They could then see whether "age-related misconceptions" existed and look at action to remedy them.

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The FDCPA is a strict-liability statute whose primary remedy lies in civil action.

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Meantime, with little state action, a microlevel remedy for world poverty is having macrolevel impact.

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"By utilizing the derivative action, CalSTRS is seeking to remedy the damages sustained by Wal-Mart as a result of alleged gross misconduct by Wal-Mart's executive officers and directors, " CalSTRS Chief Executive Officer Jack Ehnes said in a statement.

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Corrective action: Old-fashioned specificity is the best remedy for bypassing.

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