She offers shipping services, payment plans and a 10% discount to repeat buyers.

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All other data, such as shipping and billing address and payment information, would then be passed on by PayPal automatically -- leaving you with nothing to do but admire what a beautiful pair of sneakers your precious Mr. Cuddlesworth makes.

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"One person ordered five televisions, payment from the U.S., shipping to Russia, " he says.

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Buyers will hopefully recognise a good seller (goods corresponding to description, fast shipping) or sellers will recognise a good buyer (fast payment).

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For example, if a company is shipping products internationally, but still needs to guarantee delivery to receive full payment or to maintain contractual obligations, it faces a potentially complex set of options to complete the delivery.

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Users can choose to pay from a list of pre-stored cards and shipping addresses kept securely in the digital wallet, removing the need to manually enter payment details as is necessary with most existing online payment systems.

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Customers should also fully understand the interest rates being charged, and ask if there are pre-payment penalties, and any hidden fees (e.g. storing or shipping).

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