There are still aren't, you know, very many lines dedicated to women of color, so you really have to shop around--you know, going to Bobbi Brown Cosmetics, and then going to the drugstore to pick up some Black Opal foundations, and then going to Wet 'n' Wild to get a lipstick.

NPR: Sam Fine, 'Makeup Artist to the Stars'

If you are healthy, or just know how to shop around for cheap doctors, the HSA could leave you a lot better off in both group and individual plans.

FORBES: Saving for Your Health