The vast majority of American foundations say that they will keep up the same spending pattern.
The family will have fallen outside its expected spending pattern model, and an investigation might be triggered.
The new procedure makes it possible to scrutinise any family's spending pattern, and compare this with what it says it earns.
The spending pattern is likely attributable to age, says Hoyt: Low-income consumers are more likely to be young people paying off loans, and at the upper end of the spectrum there are parents sending kids to private school and college.
One thing is for sure: the current pattern of spending is not sustainable.
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After 18 years in opposition, they say, the new government wants to see if the pattern of spending between departments reflects its priorities.
The proportion of online authorisations has risen from 10% in 1991 to 45% in 1997, so this odd pattern of spending should have been spotted.
Our pattern of educational spending compounds rather than corrects or compensates for these glaring inequalities.
Finally, a serious effort to limit government spending needs a brake on the ongoing pattern of increases, backed by disciplines that require reductions in expenditures.
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He said there had been a "pattern of deception about public spending" and said he preferred to fight the next election on "a straightforward, frank and honest platform".
The pattern of how the Soviet military is spending these rubles is revealing as well.
Spending on a disease like cancer tends to follow a particular pattern.
Prices and incomes go down together and once that pattern becomes anticipated, deflationary psychology causes a destructive downward spiral of spending.
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For the immediate future, the pattern of the past decade will probably continue: massive public works spending triggering false recovery followed by recession.
If a similar pattern hold this year, the 3.5% rise in card spending would correlate to an overall sales bump of 1% or so.
If you examine the history of U.S. military spending between the founding of the Republic and the outbreak of the Korean War in 1950, a distinct pattern emerges.
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