Instead of "government is the problem, " the president reminded us that we could all fall victim to sudden misfortune.

CNN: Obama speech: Anti-government era is over

But dividend stocks have been known to become dividend traps juicy yield stocks that seem too good to pass up but then suffer sudden misfortune.

FORBES: Income Funds For Worrywarts

It seems awfully sudden, even a misfortune, to realize that it's time to leave.

FORBES: Go with the Floe