If you're already a fan of talk radio or you're curious about what kinds of programs are available in free podcasts but don't know where to begin, Stitcher's Smart Station will almost surely surface several shows that will pique your interest.
Too many people have made too much money, in bonds as well as in stocks, since 1994 to change their lifestyles radically just because their net worths shrivel a bit. (However, the wealth effect on consumer spending could surface if the market drops 20% or more.) Lower interest rates will help sustain consumer spending.