With a single tap I can snap a pic of the newest beer to grace my palate, take some notes and tag it with the style and brewery.

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Make some popcorn, take some notes.

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Now, at the leadership meetings, there are more people in there and some people take notes, but even in that, there is no stenographer.

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"We might take some incremental marks, " he notes.

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Today, oilfield service companies offer all the necessary technology and are increasingly willing to take on some of the same risks as an oil company, notes Marcel Brinkman of McKinsey.

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Most of these filings take the form of IRS 1099 and should arrive in the mail, although Rosica notes that some people elect to receive them electronically.

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Luxury businesses should take a completely different approach, appealing more to emotion, Williams notes, emphasizing the need for some emotional release or comfort in difficult times.

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