The second was the lesson Ackman and Django teach: that taking advantage of people is not a sustainable business model.
But there are suggestions that at least some in this business are unscrupulous, taking advantage of people desperate for relief, getting paid cash up front, with little follow through.
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Anyway, into his third cocktail or so, this guy, in the spirit of taking advantage of people unsophisticated enough to borrow at those rates, wondered if consumers could be persuaded to borrow against their Visa at 19.6% and to then invest in a bank-managed mutual fund, yielding in the single digits.
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Anecdotal evidence around the country shows unprecedentedly big numbers of people taking advantage of the opportunity.
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Director Cordray, who previously served as Franklin County Ohio Treasurer, Ohio State Representative, Ohio State Treasurer and Ohio State Attorney General, spoke about his experiences as a state and local official and the importance of the CFPB partnering with local enforcement organizations to prevent predatory lenders from taking advantage of the American people.
"What was really going on the weeks immediately following is people were taking advantage of the opportunity to reconnect with communities and people, to share the experience of grief, " religious scholar William Lawrence said.
There are far too many people taking advantage of government programs and wasting this valuable support from taxpayers.
According to government figures, compact cars and hybrids have been the top choices so far for people taking advantage of the program.
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The authors say a higher limit could increase gas emissions and air pollution and could lead to increased obesity, with more people taking advantage of shorter car journeys.
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The CTIA also commented on mobile broadband use, reporting that from July 2011 to June this year, Americans consumed 104 percent more data -- no doubt due, in part, to people taking advantage of expanding 4G coverage.
"There was also a widespread impression that fraud and abuse in the bankruptcy system had been rising over time, " he said, with people taking advantage of loopholes and sometimes walking away from debts they could afford to pay.
People are taking advantage of this. (Applause.) That's what we want to see.
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This is a sign that people are taking advantage of the Recovery Act tax savings this year.
She hopes that the monitoring program will deter people from taking advantage of the vulnerability of children in the combat zone.
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By connecting Ultimate to GHR through the Cloud, they can deliver a familiar user experience for their people while taking advantage of our backbone.
Our customers benefit from cloud computing by taking advantage of business solutions for managing their people, instead of dealing with the cost and expense of IT.
Yet, according to a study by Elizabeth Warren of Harvard Law School, there is no evidence that most people who file for bankruptcy are taking advantage of the system.
Perlegen, a spinoff of DNA chip pioneer Affymetrix (nasdaq: AFFX - news - people ), is taking advantage of the fact that any two humans are 99.9% genetically identical.
But they can help farmers and ranchers become more easily aware of the kinds of assistance available to them, and they can simplify the process of taking advantage of these options so relief gets to the people who need it as efficiently as possible.
Cybersecurity is one of them, where there's just way too many people in that mix, and nobody knows exactly who's in charge, and people aren't taking advantage of what others are doing in order to not repeat what they have already done, but to go deeper and further.
Your name is up for grabs on Google ads and some businesses like people-search company Intelius are taking advantage of it, as I noted last week.
By taking advantage of this, Zynga will inevitably publish and promote games that people spend more money on than they had intended.
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YouTube partners are taking advantage of all networks available to engage with their viewers, driving people to YouTube from Twitter and Facebook.
Monday is a holiday in the United Kingdom, so many people will be taking flights Friday to take advantage of the long weekend.
No one has found credible evidence that manufacturers are taking advantage of a mystery ingredient that overrides conscious choice, although some people think they're close to establishing just that.
The lawsuit against Credit Suisse and others sketches a similar conspiracy, in which securities firms--with the help of big institutional customers including Fidelity and Janus Capital (nyse: JNS - news - people )--are accused of taking advantage of Internet fever to drive up the price of newly issued shares in the aftermarket.
Many people forfeit a generous raise by not fully taking advantage of the benefits packages provided by their employer.
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People also could sign up through Facebook, taking advantage of another community engine and also creating direct links between the brand and its potential customers.
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The answer is that you have to have a lot of teams locally, not one-size-fits-all, with people who live and work in those countries taking advantage of our global scale that is really the art.
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