Even so, titles may not be the best starting point when selecting a mortgage originator, remember, even the Great and Powerful Wizard of Oz is really just a guy behind a curtain.

FORBES: A Look Behind The Curtain: How To Choose A Mortgage Lender

Still, it's instructive to reflect on what's missing in "Oz the Great and Powerful" by recalling what made "The Wizard of Oz" one of the most beloved movies of all time.

WSJ: Nowhere Near the Rainbow