But probably the most universal problem, financial experts say, is that even the best, most reliable 401(k) contributors have not put in enough money.
This Convention, which is probably the most universal legislative instrument in the field of cultural heritage today, strengthened the identification of cultural heritage as tangible heritage since it limits its scope to monuments, groups of buildings and sites, all instances of tangible heritage.
Returning from two weeks traveling around Costa Rica, I am currently at the Inside ETF Conference and what has most impressed me so far is the seeming universal bullishness of most of the speakers and attendees.
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Mr. Yakovlev (interpretation from Russian): I fully agree with the previous speaker that perhaps the most important condition for universal dialogue in the area of culture and not just in the area of culture, is depoliticization of that dialogue.
UNESCO: Dialogue among civilizations: Address by Alexandre Yakovlev (Russian Federation)
The bill gets away from the present system with universal health care in the most convenient and cost-effective way.
Only half of all countries have achieved the most watched goal of universal primary enrolment.
In that sense I believe that perhaps the most effective way to bring about a universal dialogue in the new millennium in the conditions of globalization and in a new world is of course contacts between people.
UNESCO: Dialogue among civilizations: Address by Alexandre Yakovlev (Russian Federation)
It connects to the TV through either the composite video or S-Video port, and to the PC through the Universal Serial Bus port common on most newer machines.
The third Democrat, Mr Green, New York city's public advocate, is the most liberal of the three: he calls for universal health coverage for children and pregnant women.
Again, this is an example of a brand that needs no help getting to consumers Coke consistently ranks as one of the most valuable brands on the planet thanks to nearly universal recognition.
Proposals should be based on the selection criteria listed in the General Guidelines to Safeguard Documentary Heritage, which stipulates that the most important criterion for inscription on the register is the universal significance of the documentary heritage.
New FAW chief executive Jonathan Ford boasts a distinguished marketing background working with some of the most famous blue-chip companies and fully appreciates the universal appeal of appointing someone of Giggs' stature as a figurehead.
According to Dr. Kaminski, the feelings most feel towards their ex and the divorce are rather universal, and women typically experience emotions shifting from anger, hurt, disbelief, deep sadness, rage, shame, all the way to feelings of relief and a sense of liberation and adventure.
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The most popular liberal issue today is universal health care.
Some of these may be specific to the Forbes version of WordPress but most are universal.
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Indeed, genetic testing may become the most potent argument for state-financed universal health care.
It is an "open secret" in Whitehall that the plans, which aim to bring most benefits and tax credits under a single payment called the "universal credit", are in trouble, Mr Byrne claimed in the Commons.
There's an Intel (nasdaq: INTC - news - people ) Pentium III processor and a hard drive, and the game controllers connect to the unit via the Universal Serial Bus (USB) technology that's typical of most PCs.
However, Universal argued because most of the recordings at issue were created before 1972 (the year Congress first provided federal copyright protection to sound recordings), the federal copyright laws do not apply and the safe harbor provision of the DMCA is unavailable to Grooveshark.
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While government programs like the Seguro Popular have aimed to give universal health coverage for a nominal fee, the reality is that most Mexicans must still pay out-of-pocket for medical service.
Perhaps the most novel non-gaming function of the tablet-esque controller is its IR-based universal remote control ability -- the GamePad can be used to control your HDTV (well, "most" HDTVs) in some basic, but very important, ways.
And, in the last few days, there have been reports that the government's most senior civil servant, the Cabinet Secretary Sir Jeremy Heywood, is "sceptical" about Universal Credit.
In her view, the most important thing is for Britain to maintain its commitment to universal jurisdiction.
Almost immediately, researchers discovered something new: the first signs of a universal architecture of brain connections underlying most day-to-day neural activity.
In most Muslim countries, compliance with the fast is all but universal.
For starters, most of the major institutions that cratered in 2008 were not universal banks that funded capital market activities (such as underwriting) with insured deposits.
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This included simplifying and eliminating unnecessary deployment and operating regulations at the federal, state and local level, freeing up another 500 Mhz. of radio frequencies for mobile broadband, and working with providers to identify the most compelling new applications that would only be possible if near-universal access to broadband became a reality.
But most investment banks do not have the luxury of also being a big universal bank.
Like most financing experts, David believes a universal program is probably the only way to solve the participation and adverse selection problems that plague voluntary long-term care insurance.
Most stations still have plastic bags wrapped around their nozzles, now the universal symbol for empty in this city.
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