The new insurance law, expected to take effect next month, will force policyholders, who in bankruptcy proceedings take precedence over holders of subordinated debt, to lose out first.
The new law will prohibit insurance companies from denying coverage to any woman because of a pre-existing condition, excluding coverage of certain conditions or discriminating against her because of her gender.
The new insurance exchanges created by this law ensure coverage of preventive care and basic health services, including maternity care, which is often not provided in health plans in the individual insurance market.
In addition, the new health care law has also started to end the worst insurance industry practices.
That is when the new health care law, the Affordable Care Act, will require insurance providers and Medicaid to cover clinical preventative services for women, including pre-natal care, all without charging a co-pay, co-insurance or a deductible.
Some employers can use new insurance exchanges created by the law to shop for coverage, while the smallest businesses will receive tax credits to offset the cost of covering lower-wage workers.
Only those who are able to pay for health insurance will be responsible for obtaining it and new tax credits and other provisions in the law will make health insurance affordable for middle class families.
Experts say it is increasingly important for patients to lock in a primary-care doctor soon because of expected increased demand for physicians starting in 2014, when the new federal health-overhaul law will add millions of people to the health-insurance rolls.
One important change in the new law is a provision that prevents insurance companies from discriminating against children with pre-existing conditions.
For states that opt to run their own insurance pools using funds from the new law, my administration is urging them to begin enrolling people as soon as possible.
Meanwhile, they intend to forge ahead with new health-insurance exchanges, curbs on bad behaviour by insurers and other provisions of the new law.
Some champions of the law argue that this misses the point, because once the law's new subsidies are taken into account, the net price of insurance will be lower.
Eager to counter Republican criticism of the law, the White House's upbeat assessment of the effect of the law comes four months before consumers can begin shopping for subsidized private insurance in new state markets.
Some also questioned whether insurance companies might find a loophole in the new law and continue to discriminate against children with preexisting conditions.
Some were also questioning whether insurance companies could find a loophole in the new law and continue to discriminate against children with preexisting conditions.
The new law will force all of us to purchase insurance whose cost is likely to grow at twice the rate of growth of our incomes.
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Under the new law, a group health plan and health insurance issuer offering group health insurance coverage should not apply any waiting period that exceeds 90 days.
Those who temporarily lose access to Medicare could buy insurance through the exchanges that are included in the new health law.
We know medical device manufacturers will prosper under the new law -- the Affordable Care Act expands health insurance coverage to more than 30 million Americans and these newly insured individuals will use products made by the medical device industry.
While a typical 60-year-old today might pay five to seven times more for health insurance than a 20-year-old, the new law limits that ratio to three times what a typical young person might pay, says Robert Zirkelbach, a spokesman for America's Health Insurance Plans, the industry's trade group.
Because the under 26 crowd tends not to get sick, adding them to the insurance pools helps bring the very balance that was intended by the new law.
Under the new law, employers with more than 50 fulltime workers will not be required to offer health insurance to their workers.
The measure, a piece of the 2010 health reform law, was supposed to create a new national, voluntary long-term care insurance system.
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The law also imposes new taxes on medical devices, prescription drugs, and even on health insurance itself taxes which will be at least partly passed on to employers and workers through higher premiums.
Indeed, concerns remain that people who already have insurance coverage, especially the young and healthy, could face an increase in premiums because of the new law's demands.
The law requires exchanges to be created as a funnel for hundreds of billions of dollars in new health insurance subsidies and also as a vehicle to implement significant new regulations of the health insurance market.
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