Similarly, if you are self employed or running a furnished holiday letting business and you are using a room at home as an office, it should be possible to claim a tax deduction for some of the house running expenses such as heat, light, business use of telephone, painting and decorating, etc.

BBC: A silver lining for the credit crunch?

Without credit it can be near impossible to obtain loans for any purpose, or even to manage the expenses of running your household.

FORBES: Five Best Financial Tips for Women Divorcing in 2013

Dr McDevitt said the review body had stated that an increase of 2.29% would be necessary to provide the recommended increase of 1% to GP pay and to cover the increased expenses of running a GP practice.

BBC: BMA says Scots GPs 'disappointed' by 1.25% pay increase

He played a central role during one of Parliament's most difficult periods as the long-running scandal of MPs' expenses abuses emerged in 2009.

BBC: Middlesbrough MP Sir Stuart Bell dies, aged 74

The accountancy firm of Moore Stephens has been running the club's affairs and a steering committee has been raising the money to meet expenses.

BBC: SPORT | Football | Irish | Coleraine report financial upturn