The authors' main calculations also make no allowancefor bequests to descendants (Mr Bush has promised that the retired should be allowed to transfer part of their individual accounts to their heirs).
Now, in terms of the COLA, the formula -- COLA stands for Cost of Living Allowance, so it's put in place tomake sure that Social Security is keeping up with inflation.
Lord Lucas said that interns should include those "who cannot afford to go without income" and said there should be no sanctions for employers who make up the equivalent of Jobseeker's Allowance payments to interns.