The club could stubbornly resist admitting women and get criticized for being sexist, or it could admit them, and get (rightly) taunted for being decades behind the times and accused of tokenism.
At least Ms Swinson has the comfort of knowing that - if she wins again at the next election - it should be someone else's job to wear the T-shirt of anti-tokenism.
But experts like Vijay Mahajan, a leading social entrepreneur, says a bank for women is mere tokenism in a country where there are "deep institutional problems" which lead to financial exclusion of women.