On the rare occasions when human rights have upset the apple cart there was usually a pressing need for change.

ECONOMIST: The Human Rights Act has not lived up to expectations. Good

What follows is a back-of-the-envelope view of monthly loan capacity based on what sources see as reasonable assumptions (and no outside shocks to upset the apple cart).

FORBES: Loan Market Technicals Cool In Late September, But Tone Stays Strong

If things continue as they are, with the economy in good shape, the polls still in the government's favour and no unforeseen "events" erupting to upset the apple cart, there is little reason for the prime minister to wait.

BBC: Hunting ban may fail