"The orthodoxy in opera has become to radically modernize at all costs, to strip away the historical context and put it as fiercely and directly into modern life as you possibly can, " says Kinmonth.

WSJ: The Ecstasy of Influence | Innovator of the Year 2012 Design

There is a better way, but to understand it you first have to confront a fundamental error in one of the most fiercely-held myths about home ownership that reducing your mortgage debt is a way to create wealth and a sign of financial success.

FORBES: In Hard Times, Mortgage Debt Can Set You Free